Debit Card or Credit Card to Buy a Car

A bought a new car this week, a Hyundai Getz 1.6 Sport.

Originally I planned to buy the car using my credit card. Gives me 30 days to pay off the balance (I always clear my credit card each month) and the theoretical added protection of purchasing on a credit card.

Turns out the used car sales business passes on the credit card charges (3%) to the customer (that's me, I'm the customer!!!!!).

Since the car cost almost £3,800 (3% is over £100) I pulled out my debit card instead (no charges as it's like paying cash).

This means I have none of the added protection of paying by credit card, which sucks!